5 Best Cafes in Financial District, New York NY
Updated 29 September 2026 · 29 cafes in Financial District, New York NY considered · Ranked from Google ratings
This guide lists the five best cafes in the Financial District, New York NY, for office workers and visitors who want coffee or an early bite downtown. Places are ranked by Google rating weighted by how many people left one, so broadly reviewed spots count for more. Twenty-nine businesses qualified. Each entry draws only on the Google listing and what reviewers mention, including hours, so you can plan around weekday and weekend schedules.
#1
No Plates Coffee
★ 4.9 (523 Google reviews)Coffee shop$1–10 per person
Representative photo, not of this business.
No Plates Coffee at 12 John St is a small, minimalist coffee shop open daily from 7 am to 5 pm. Reviewers mention unusual lattes served in clear cans, including a pistachio matcha, along with desserts and friendly staff even when busy. One reviewer called it on the pricier side. Google lists vegan and organic options, seating, a restroom and Wi-Fi.
Best for: Matcha and specialty lattes
- Address
- 12 John St, New York, NY 10038, United States
- Hours
- daily 7 am–5 pm
#2
787 Coffee
★ 4.8 (4,110 Google reviews)Coffee shop
Representative photo, not of this business.
787 Coffee at 66 Pearl St is a specialty coffee shop built around Puerto Rican coffee, open daily from 7 am to 8 pm. Reviewers mention a dulce de leche drink, an iced tres leches latte and a cream cheese pastry, plus knowledgeable staff who guide you through the beans. One found the music too loud. The toilet is wheelchair accessible.
Best for: Puerto Rican specialty coffee
- Address
- 66 Pearl St, New York, NY 10004, United States
- Hours
- daily 7 am–8 pm
#3
REGULAR NYC
★ 4.8 (831 Google reviews)Breakfast restaurant
Representative photo, not of this business.
REGULAR NYC at 19 Rector St is a breakfast restaurant open from 7 am, until 3 pm on weekdays and 4 pm on weekends. Reviewers mention the loaded avocado toast, a bagel with egg, cheese and bacon, and good coffee in a relaxed room with good music. It is small, so reviewers warn of waits and suggest groups of four at most.
Best for: Sit-down breakfast for small groups
- Address
- 19 Rector St, New York, NY 10006, United States
- Hours
- Fri 7 am–3 pm; Mon 7 am–3 pm; Sat 7 am–4 pm; Sun 7 am–4 pm; Thu 7 am–3 pm; Tue 7 am–3 pm; Wed 7 am–3 pm
#4
Voyager Espresso
★ 4.8 (555 Google reviews)Coffee shop$1–10 per person
Representative photo, not of this business.
Voyager Espresso sits on the lower level at 110 William St, and reviewers say it is easy to miss because it is below the lobby. It is Black-owned, Latino-owned and women-owned, open weekdays from 7:30 am to 4 pm and closed weekends. Reviewers mention strong, balanced coffee, knowledgeable baristas and coffee workshops. Google lists Wi-Fi and notes it suits laptop work.
Best for: Weekday espresso and laptop work
- Address
- 110 William St Lower Level, New York, NY 10038, United States
- Hours
- Fri 7:30 am–4 pm; Mon 7:30 am–4 pm; Sat Closed; Sun Closed; Thu 7:30 am–4 pm; Tue 7:30 am–4 pm; Wed 7:30 am–4 pm
#5
Complete Cafe
★ 4.8 (552 Google reviews)Restaurant
Representative photo, not of this business.
Complete Cafe at 30 Broad St has interactive smart tables where you can order, play games and draw, which reviewers say families enjoy. The menu has a Ukrainian touch, with dumplings, borscht and syrniki mentioned, plus eggs Benedict on a croissant. It opens at 9 or 9:30 am and runs into the evening, with wheelchair-accessible entrance, seating and toilet.
Best for: Families with kids
- Address
- 30 Broad St Frnt 1, New York, NY 10004, United States
- Hours
- Fri 9:30 am–8:30 pm; Mon 9:30 am–7 pm; Sat 9 am–8:30 pm; Sun 9 am–7 pm; Thu 9:30 am–7 pm; Tue 9:30 am–7 pm; Wed 9:30 am–7 pm
How we made this list
We looked at 29 cafes in Financial District, New York NY with a Google rating of 4.0 or higher and at least 20 reviews, then ranked by Google rating, weighted by how many people left one. A rating from thousands of reviews counts for more than the same rating from a handful, so a new place with a few perfect scores does not jump the queue. Ratings and hours are from public Google listings on 29 September 2026 and can change. Nobody paid to be on this list.
Tips before you go
- For an early start, No Plates Coffee opens at 7 am.
- Hours and prices come from Google listings and change, so check the listing before a long trip.
Frequently asked questions
Which is the highest-rated cafe on this list?
No Plates Coffee ranks first, with a Google rating of 4.9 from 523 reviews. 787 Coffee is second at 4.8 from 4,110 reviews.
Which cafes in Financial District, New York NY are open late?
None of these stays open past midnight. The latest to close is Complete Cafe, at 8:30 pm.
How much does it cost at these cafes?
Google lists these price ranges per person: No Plates Coffee $1–10; Voyager Espresso $1–10. The others do not list a price range.
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